Life Insurance

1. If the applicant is a first time user, he/she needs to click the Register Tab provided in top right corner in this page and then get registered with the necessary fields such as Full Name, Mobile No., Email id (which is not mandatory), State and Password.
2. Then the applicant needs to login with the credentials, by clicking the Login Tab.
3. After the applicant has logged on to the system, he/she needs to click the Apply Online tab or "Get a Quote" and select the service they want to apply for and click the apply button after going through the Requirements tab.
4. For insurance products, you may be redirected to partner websites or asked to fill a detailed proposal form.

Common Documents for Life Insurance Application:

1. Proof of Identity (Any one):

• Aadhaar Card
• PAN Card (Mandatory for most financial transactions)
• Passport
• Voter ID Card
• Driving License

2. Proof of Address (Any one):

• Aadhaar Card
• Passport
• Utility Bill (Electricity, Water, Telephone - recent)
• Bank Statement / Passbook (recent)

3. Proof of Age (Any one):

• Birth Certificate
• School/College Certificate
• PAN Card
• Passport
• Aadhaar Card (if full DOB is present)

4. Income Proof (To assess eligibility for the sum assured):

• Salary Slips (last 3-6 months)
• Income Tax Returns (last 2-3 years)
• Bank Statements (last 6 months)
• Form 16 (for salaried)
• Audited financials (for self-employed/business owners)

5. Other Documents:

• Passport size photographs
• Duly filled Proposal Form provided by the insurer
• Medical reports (if required, based on age, sum assured, and medical history)

Stipulated Timeline:

Policy issuance can take from a few days to a few weeks after submission of all documents and completion of medicals (if any), subject to underwriting by the insurance company.

Fees / Premium:

• The premium amount depends on factors like age, health condition, policy term, sum assured, type of plan, and lifestyle habits (e.g., smoking).
• There are no direct application fees, but the first premium payment is required to start the policy.
• Apply fees just 79 Only.